Learn about the claims process

First, tell us what happened.

Filing is fast and easy, especially if you do it online or with our app. You’ll be able to check status, find a shop, set up direct deposit, and more.

Five steps, zero potholes:

  1. Tell us what happened.
  2. We’ll check it out.
  3. Get an estimate and repairs.
  4. We'll arrange payment - less your deductible – for covered losses.
  5. Buckle up, the road is calling!
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Cracked or broken auto glass isn’t just inconvenient. It’s dangerous, too. We’ll help you get the repair or replacement you need.

Five steps, no sharp edges:

  1. Tell us what happened.
  2. Decide on repair or replacement.
  3. Have the work done.
  4. We'll arrange payment - less your deductible – for covered losses.
  5. Drive happy, the road is clear!
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Nature is unpredictable, but you can count on State Farm to help you recover from wind and hail damage done to your home and property.

Five steps, no turbulence:

  1. Tell us what happened.
  2. We’ll review your claim and policy.
  3. We’ll provide you with next steps.
  4. We'll arrange payment - less your deductible – for covered losses.
  5. Start singing (in the rain)!
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Few things are as stressful as a break-in or burglary. We’ll help you move on with your life.

Five steps, no nonsense

  1. Report the theft to police.
  2. Tell us what was stolen.
  3. We’ll review your claim and policy.
  4. We'll arrange payment - less your deductible - for covered losses.
  5. Get on with your life!
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Broken pipes and appliances could cause extensive damage. We’re here to help you recover.

Five steps, no puddles:

  1. Try to stop or reduce the damage.
  2. Tell us what happened.
  3. We’ll check it out.
  4. We'll arrange payment - less your deductible - for covered losses.
  5. Enjoy your happy place, again!
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Workplace injuries may impact your business. We’ll help you take care of your employees while protecting what you’ve worked so hard to build.

Five steps, no busy-work:

  1. Find out what happened.
  2. Get a Claim Kit for your state.
  3. Follow the instructions in your kit.
  4. We’ll pay based on your policy and state laws.
  5. Keep doing what you do so well!
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Frequently asked questions

You can file your auto & motorcycle claim by phone if you like, but filing online or with our app is fast and easy:

  • Be in control – check the status of your claim, upload photos and other documents, set up direct-deposit, communicate with your Claims team, get electronic notifications, and more.
  • Find a repair shop – The choice of repair shop is yours, but keep in mind our Select Service shops provide a guaranteed completion date and limited lifetime warranty.
  • Select a rental – If you have rental coverage on your policy, you may be able to choose a replacement vehicle to use while yours is in the shop.
  • Complete a virtual estimate – It’s fast and easy. If you’ve filed a claim and declined our Select Service® program, our Photo Estimate tool can help if the damage is external and minor, and you still have access to your vehicle. It will help you take guided photos of your vehicle damage to get an initial estimate and payout for covered damage as early as 48 hours from submission.

    Log in through the State Farm mobile app to utilize this tool. (Not available in Massachusetts or Rhode Island).
  • Take it easy – our mobile app lets you access claim information and complete tasks wherever you are, whenever you like.

If you have rental coverage on your active policy, you may be eligible. Here’s a quick way to find out:

  • Look for “Coverages” on your State Farm insurance card.
  • If there’s an “R” in the line of characters, it means you have rental coverage.
  • You may also be able to rent a car if your car is stolen. Talk to your claim specialist to see if you qualify.

Paintless Dent Repair (PDR) takes out the dents and dings without damaging your car’s finish. Learn more about PDR

Use the Contractor Locator to find a vendor in your area to assist in locating a contractor to repair your home.

Your policy contains limited coverage for jewelry, but you can broaden coverage and increase your limits with a Personal Articles Policy that protects jewelry and other valuables.

Note: This contains only a general description of available coverages and is not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. For further information, see your State Farm agent.